Individual inventors benefit from the risk transfer inherent in IP securitization. Oftentimes, their life's work resides in their intellectual property and they depend on the cash flows generated from those assets. Non-recourse financing can be a great benefit to these individuals by helping to insure cash flow. There is also a tax benefit -- if individuals finance with us using our methodology, they are getting a loan and don't have to have to pay a gain on the proceeds. This is unlike the immediate taxes that would result from the sale of their intellectual property or royalty stream. Additionally, the interest expense of borrowing is tax-deductible in many circumstances, so these individuals are able to take advantage of a tax shelter that might not otherwise exist.